Competition = Lower Costs
The insurance industry includes hundreds of different companies hoping to earn your business. It is a highly competitive market, and it pays to shop around for the very best deals. This is where I come in.
Whether you're searching for Traditional Life Insurance, Final Expense Coverage, Medicare Supplements, or alternative Long-Term Care plans, you must be well-informed and well-advised to get the most out of your premium dollars. An experienced and independent agent who represents multiple insurance carriers can make a huge difference in what you pay for coverage.
Life Insurance your life insurance policy can deliver a specified sum of money when you need it. Upon your death, your family will receive your policy payout immediately. And that death benefit is generally not subject to federal income taxes. For example, a $500,000 policy provides $500,000 in death benefit proceeds directly to your beneficiary.
Medicare by itself has a high deductible for hospital admission, and it only pays 80% of eligible doctor costs. A serious illness could set you back many thousands of dollars.
A Medicare Supplement policy covers all or most out-of-pocket medical expenses, providing you with peace-of-mind and potential savings. Let us guide you in choosing the right Medicare Supplement policy.
Long-Term Care Insurance gives you the financial means and the support options you desire. Whether you require in-home visits, assisted living or skilled nursing care, Long-Term Care Insurance lifts the burden from those around you, improving the quality of life for yourself and for everyone you hold dear. Why worry about age restrictions and underwriting -- call, and we can discuss a plan that has no age barriers or underwriting concerns.
Final Expense insurance will pay for your funeral service, bills and other associated costs. Your family will always come first. You wouldn't want them to bear huge and unexpected financial burdens at the time of your passing. No matter what your age, it's essential to have a plan in place to protect your loved ones when you are no longer able.
Why Should I Call This Agency for Insurance?
Good question. There are a lot of insurance agents out there, and it may seem like one agent or broker is as good as another. But we are decidedly different.
Let's face it, insurance jargon can be perplexing. I know the ins and outs of the insurance business, and my inside knowledge of many companies and many products will work to your advantage. In fact, different insurance companies often charge vastly different premiums for the same coverage. As an independent agent, I am not employed by one particular company. Instead, I can select insurance products from among those companies that best address your unique concerns.
I appreciate you, and I would be honored to have you as a valued client.
As a valued client, I offer a FREE service
Professionally prepared documents like the Advance Directive, the Last Will and Testament and the Power of Attorney can cost consumers $500 or more when drawn up by an attorney. I provide this service absolutely FREE of charge!!
Please don't hesitate to call with your questions, no matter whether you are already a valued customer, a potential client or if you simply need expert advice. There will never be a charge for my assistance or for a friendly, no-obligation chat.
